OMVIC Practice Test 2026 – All-In-One Guide to Exam Success!

Checking for liens on a vehicle you’re buying protects you from hidden debts attached to that car. A lien is a creditor’s claim against the vehicle to secure repayment of a loan. If there’s an outstanding lien and you take ownership, the lien holder can still claim the vehicle or require payoff, potentially leaving you responsible for the debt or unable to register the car. A lien check helps ensure the title will transfer to you free of encumbrances. You can ask the dealer for a current lien search or run one yourself through provincial records or a reputable service. If a lien is found, arrange for it to be cleared before delivery or have the dealer settle it and provide proof of clearance. This is prudent due diligence when purchasing from a dealer.